E&S underwriting platform for commercial trucking

PolicyFly is an underwriting workbench for specialty insurance. MGAs, coverholders, carriers, and syndicates use it to run programs end-to-end (submission intake, underwriting, rating, binding, and post-bind servicing) in a single system, replacing the email and spreadsheet workflows specialty has historically run on.

Specialty and E&S insurance is a fragmented market that still runs on email submissions and spreadsheet rating, with each MGA, coverholder, carrier, and syndicate operating as its own analog island. PolicyFly digitizes the underwriting side with a single platform for submission intake, underwriting, rating, binding, and policy management, and once a program is built on those workflows it becomes difficult to migrate. As more programs run on PolicyFly, the platform aggregates a growing share of E&S submission flow into one ingestion and underwriting layer, putting it on a path to becoming the universal submission infrastructure for the $100B+ global specialty market.